Simplifying Retirement

Retirement Wealth Tips is a blog focused on providing unbiased, timely, and informative retirement and investing tips. RW tips was started by a well-trained team of complete financial geeks. Yeah, we weren’t the cool kids growing up, but we are masters of financial calculators and have a (dangerous) obsession with breaking down the complex world of finance into practical steps to actually help people.

Rates on the Rise…Again

Last Wednesday, the Federal Reserve (Fed) raised the base interest rate (or the amount it charges member banks to borrow money) by 0.25%, bringing it to a range between 1.50% and 1.75%. After years of no movement, the past eighteen months have seen six rate hikes (December 2015; December 2016; March, June and December 2017; and March...